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Rates and Insurance

Rates
Psychotherapy is not covered by OHIP (Ontario Health Insurance Plan). You may be covered for all or part of your psychotherapy services, if you have extended health benefits (EHB) insurance through your employer. It is recommended that you contact your extended health insurance for details of your benefits coverage. Some questions to ask include: What is the yearly limit of my coverage, What is the coverage amount per session, Is a referral required from my family doctor? Reduced fee for services are available on a limited basis and depends on the individual’s circumstances. Please contact me by telephone regarding fees for service.

Insurance
The fees for a motor-vehicle accident, workplace injury, criminal injuries compensation and long-term disability assessment are usually paid by the third party insurance (the motor-vehicle insurance company, workplace safety and insurance board, criminal injuries compensation board). The fees for an adoption, immigration, vocational or educational assessment are paid by the individual, but may be covered as part of your extended health benefits.***TIP:  If your extended health benefits provides coverage for psychological services at $500 per year, an assessment can be conducted over a two-year period, if it is done at the end of a year and the beginning of the following year.

Payment
Payment is expected at the end of each session. McIntosh Psychotherapy and Assessment Group accepts cash, cheque as forms of payment. You will be provided with a receipt for each sessions that may be used for tax purposes as part of your medical expenses on your income tax, so please retain the receipt, if applicable.  If your payment through Extended Health Benefits Insurance, you will be provided with a receipt for each session that you can submit to your insurance company for reimbursement.

Appointment Cancellation Policy
Don’t worry! We certainly understand that things come up.  All I ask is that you give me 24 hours notice, so that someone else can take advantage of the available time.  When an appointment is made for you, I reserve that time just for you. If you miss your appointment, this is time that could have been spent with another client. Therefore, if you do not show or late cancel for an appointment, you will be billed the full session fee for the missed appointment.  Please remember that if you are late for your appointment, there may not be the possibility of lengthening your session to provide you with your full time.  

Length of Sessions
Each session is scheduled for 60 minutes with 45 minutes for the session and 15 minutes for clinical notes. I offer new clients a 10-15-minute free telephone consultation so that you can find out if I am the right fit for you.  You will be given the opportunity to tell me of your presenting struggles or challenges, given feedback and thoughts on how we might be able to work together, ask questions about therapy, the practice and fees as well as make a decision if we would work well together.  There is flexibility in scheduling of appointments (days, evening and possibly weekends) and there is no wait list.

  • “Faith is taking the first step even when you don't see the whole staircase.” ~ Martin Luther King Jr.
  • “Pursue excellence, if you stumble, let it be a lofty mountain.” ~ Maori Proverb
  • "Change your thoughts and you can change your world.” ~ Norman Vincent Peale
  • “If you don't like something, change it. If you can't change it, change your attitude." Maya Angelou
  • “A misbehaved child is a discouraged child." ~ Rudolf Dreikurs
  • “Pain is inevitable … Suffering is optimal.” ~ Buddhist Saying
  • “We don’t stop playing because we grow old. We grow old because we stop playing.“ ~ George Bernard Shaw
  • "Courage is the first of human qualities because it is the quality which guarantees the others." ~ Aristotle
  • “We cannot solve our problems with the same thinking we used when we created them.” ~ Albert Einstein
  • "Nothing is impossible, the word it self says 'I'm possible'!" ~ Audrey Hepburn